@misc{ais_repository_967811,
  title = {Membangun Sistem Keuangan Inklusif},
  author = {Dwi Budi Santoso and Arif Dwi Hartanto},
  year = {2021},
  publisher = {Universitas Brawijaya Press},
  howpublished = {Repository AIS},
  note = {oai:ais:library-item:8375}
}